Vodalit

AI-Powered Money Routing Infrastructure

Money should take the best route.

Vodalit uses AI to intelligently route payments across global financial rails, optimizing for cost, speed, reliability, and settlement.

LAGOSMULTIPLE ROUTES AVAILABLELONDON
₦50,000,000Conceptual data for illustration
The Problem

The world’s financial infrastructure is fragmented.

Banks, payment networks, fintechs, and settlement systems each operate on their own rails. They weren’t built to work together — and most businesses are left to figure out which combination to use, manually, every time.

Banks01
Payment Networks02
Fintechs03
FX Providers04
Local Rails05
Wallets06
Settlement Networks07
VODALITIntelligence layer
One Payment, Many Routes

There is rarely only one way to move money.

Transaction

₦50,000,000
Lagos → London
Route A
Bank → Correspondent → Bank
Cost₦38,200
Settlement2 days
Route B
Bank → Payment Network → Bank
Cost₦21,600
Settlement4 hours
Route C
Local Rail → Settlement Partner → Bank
Cost₦16,900
Settlement45 minutes

Conceptual example data — for illustration only

AI Routing Engine

AI chooses the route.

Vodalit is an optimization engine, not a black box. It weighs the variables that matter for a given transaction and resolves them into a single recommended path.

Inputs
Amount
Currency
Origin
Destination
Urgency
Cost Priority
Risk Parameters
Vodalit Intelligence
FXFeesSpeedLiquiditySuccess RateSettlementLimitsAvailability
Output
Optimal Route

Selected for this transaction’s specific requirements.

Cost

Don't pay more because the infrastructure is complicated.

Vodalit weighs total delivered cost — fees, FX spread, and intermediary charges — not just the number advertised up front.

Route A
$42.80
Route B
$31.20
Route C
$27.90
Vodalit
$24.60

Conceptual example — not a guaranteed rate

Speed

The fastest route isn't always the cheapest.

Vodalit balances multiple variables instead of optimizing for a single metric — it looks for the best fit for the transaction, not the extreme of any one dimension.

Cheapest
$8.10
12 hours
Fastest
$18.20
3 minutes
Optimal
$11.40
18 minutes

Conceptual example — actual routes vary by transaction

Foreign Exchange

Every route has an exchange rate.

Vodalit evaluates the effective delivered amount — the FX rate and fees combined — rather than the headline rate alone.

RouteFX Rate (₦/£)FeesRecipient Receives
Route A2,015.40$38.20£24,310
Route B2,038.10$22.60£24,590
Route C2,049.70$14.90£24,821

₦50,000,000 sent · Conceptual example, not a live rate

Reliability

The best route is useless if it fails.

Vodalit incorporates historical availability and settlement consistency into route selection — a cheap or fast path that fails often isn't the optimal path.

Route AHigh availability
Settlement: Consistent
Route BModerate availability
Settlement: Variable
Route CHigh availability
Settlement: High variance
Real-Time Routing

Routes change. Vodalit adapts.

Conditions shift constantly — FX rates move, liquidity changes, fees update. Vodalit continuously re-evaluates and adjusts, where authorized and supported, instead of relying on a route chosen once.

Baseline conditions
Route AOptimal
$11.4018 min
Route B
$9.803 hrs
Route C
$14.206 min

Conceptual simulation — illustrative only

The Routing Graph

A transaction enters. Vodalit explores the network.

Global Network

A network of regions, not a map.

Vodalit connects regions through the financial rails available between them. The relevant routes activate based on where a transaction originates and where it needs to arrive.

AFRICAEUROPEMIDDLE EASTASIALATIN AMERICANORTH AMERICA

Illustrative network — not a representation of current rail coverage

Route Explorer

See how a route might be evaluated.

Enter a conceptual transaction to see how Vodalit's routing logic weighs cost, speed, and reliability. This is a demonstration, not a live quote.

Enter a transaction and click “Find optimal route” to see a conceptual routing result.
Developer Infrastructure

One integration. Multiple financial rails.

Vodalit is built as infrastructure, not a dashboard-only product. A single API call returns a recommended route and its alternatives — evaluated across the rails available for that transaction.

request
POST /v1/routes

{
  "amount": 50000000,
  "currency": "NGN",
  "destination_currency": "GBP",
  "destination_country": "GB",
  "priority": "balanced"
}
response
200 OK

{
  "recommended_route": "local_rail_settlement",
  "estimated_cost": "16900.00",
  "estimated_settlement": "45m",
  "alternatives": [
    { "route": "payment_network", "estimated_cost": "21600.00" },
    { "route": "correspondent_bank", "estimated_cost": "38200.00" }
  ]
}
Routing As Infrastructure

One intelligence layer. Many financial rails.

Developers don't have to build routing logic for every destination, rail, and edge case. Vodalit abstracts that complexity behind a single layer.

Your Application
Vodalit
Bank
FX
Fintech
Payment
Local Rail
Settlement
Use Cases

Built for anyone moving money across borders.

01

Global Businesses

Move money between countries and entities without manually evaluating which rail to use for each corridor.

02

Marketplaces

Route seller and partner payouts across regions through the rails best suited to each destination.

03

Fintechs

Give end users access to intelligent payment routing without building and maintaining the routing logic in-house.

04

Platforms

Move funds across multiple financial rails without building a routing engine as part of core infrastructure.

05

Treasury Teams

Optimize how money moves between accounts, entities, and jurisdictions as conditions change.

06

Cross-Border Commerce

Optimize supplier and merchant settlements across currencies and geographies.

Cheapest isn't always best.

Fastest isn't always best.

The optimal route depends on the transaction.

Vodalit evaluates the whole network.

Trust & Control

Intelligent routing. Human control.

Vodalit recommends routes, and can execute routing according to the permissions and policies a customer defines. It does not move money without authorization.

Maximum transaction size
Preferred rails
Allowed countries
Allowed currencies
Risk constraints
Cost priorities
Approval requirements
Automatic routing permissions
Security

Moving money requires trust.

Security is foundational to routing infrastructure, not an add-on.

Encryption

Data encrypted in transit and at rest.

Authentication

Strong identity verification for every session.

Authorization

Granular permissions for every action.

Role-Based Access

Access scoped to what each role requires.

Audit Logs

A complete record of routing decisions and changes.

Secure API Architecture

Infrastructure designed for financial workloads.

Transaction Controls

Limits and approvals enforced at the routing layer.

Monitoring

Continuous oversight of routing activity and system health.

Vodalit does not currently claim SOC 2, PCI DSS, ISO 27001, or other certifications. Where third-party rails or partners are regulated, their compliance status belongs to them.

Money has infrastructure.

Infrastructure has choices.

Vodalit makes those choices intelligent.

Give every payment a better route.

Connect your financial infrastructure to intelligent routing built for a world of fragmented financial rails.

Get Started